Sh*t happens

Just like the title said, sh*it happens. It does not matter you are a good guy, bad guy, rich guy, poor guy, healthy, sick, young, old, etc. Tragedy does not discriminate anyone. It can happen and that's a fact.

We never know what our future is. Not even what will happen in the next hour.

That is why I like to push people to think really hard about insurance. Because the truth is that most people only like to think good things. They try to put the bad things in the back of their mind. They choose to avoid it. But no matter how you try to avoid it, sh*t still happens. You can see it everyday in the newspapers, hospitals, etc.

No bad things happen in this world because people expect it. It just happens no matter what you think or expect.

It is quite sad that many people that I see everyday think that they are superman, invincible and that bad things only happen to other people.

Do you know what you actually are doing?
1. You are not using the wisdom that God give you to plan for rainy days.
2. You are not being responsible for your self and your family.
3. You are risking your savings from being wipe out if you fall ill.
4. You are risking your ability to earn income. If you are disabled or critically ill, you may not be able to work and your income will stop.
5. You are risking your parents's savings. Who do you think will pay for your expenses if you don't have money and you fall ill or become disabled?


Take a look at this article.
It's an Indonesian family having a stop over in Singapore. They reached Singapore in the morning and suppose to left at night on the same day. They were staying at their relative place at Balmoral and it is a walking distance to Orchard (the main shopping district). So thats what they did, just walked in the designated pedestrian walkway. No harm right? we do it every single day! Walk!

But sh*t happens. Accident. A van crashed into them. 1 of them died on the spot and 1 of them sent to ICU but died also several days later. It's a tragedy. So much emotional loss plus the ICU cost $75,000. Luckily the Indonesian community in Singapore manage to raise the funds to pay the hospital cost.

Money can never ever replace your loved ones or your self. Emotional loss by it self is already a huge burden. Do you in your right mind want your family to have added financial burden? What if the person who passed away do not have insurance? the spouse will have to bear the hospital cost, burial cost, what about the debt left behind such as house loan, car loan, credit card debt? what about the kids education fund in the future?

To see so many "superman" makes me sad. In the end, I will just read more stories like this in the newspapers.



Cheers! Have a great day.