The above articles are taken from Straits Times.
As you know, insurance are important. In fact many people know that. But it just that most of them are ignorant. They think it's expensive and it's complicated. They lazy to think about it and take action.
People like to take things for granted. Only until something unfortunate happen to them or to their close friends and families, then they realise how important it is to adequately cover them self and their family. Some times, it is too late.
So don't wait till it is too late. Plan now. Try read the above article to start you off. You will know that protecting your self and your loved ones is easy and it may not be expensive.
In my opinion, if you want to keep it simple. Just start by buying term plans (plan with no cash value and have a specific period of cover). Get a hospital plan with high coverage and get a life insurance plan that can cover premature death, disability and also critical illnesses. It's that easy to start.
So, no more excuses. Do what is right for you and your loved ones.
Cheers! Have a great day.
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