Basic insurance plans

I have posted a lot of information about insurance, current news and trends and testimonies from news article.

Now that you know all that, some of you might be interested to plan.

So what plans should you have?

To me, to get you started just make sure you have these 2 plans:

1. Hospital/medical coverage. Why? It is because the risk of getting sick is the highest compared to other risks, such as dying or being disabled. Being sick and hospitalised can cost a lot of money, really! It cause many people to become bankrupt. So make sure you have enough hospital coverage, so that you can have peace of mind and be sure that your savings is always protected from unexpected medical bill which can cost hundreds of thousand dollars.

2. Life coverage that includes disability and critical illness. Why? It is because your life is always precious. You have abundance opportunity and earning potential into your future. But many people are now in financial hardship because they do not protect them self. Tragedy may happen to anyone. It is wise to protect your earning ability, because you and your loved ones may depend on that. So this plan will make sure that you and your loved ones have peace of mind. Because no matter what, your financial future is secured.

These 2 plans will really help you and your family. You may not see it now, but maybe in the future. What is so hard of having these 2 plans? Nothing! It's so simple and affordable and it can save you. But many people choose to think of many useless things, such as they are invincible and that bad thing only and always happen to other people. They always think about the premium they have to pay, but they never think about the cost that they have to pay if something happen to them.

Just imagine that your life is a ship and insurance is your life boat. You may not need it now, but don't you think it's better that you have it?

Cheers! Have a great day.