http://www.lifehappens.org/portfolio/nicolas-virgen-still-watching-over-them/
"Nicolas, a self-employed painter, had life insurance for himself but was reluctant to buy a policy for his stay-at-home wife, Teresa. But his insurance agent was persuasive and convinced him to cover her too. When a terrible car accident killed Teresa and left Nicolas badly injured, the money from her policy is what paid the bills and kept the family in their home until Nicolas could return to work." Taken from youtube.
Every husband and wife according to my opinion have to be insured. It does not matter if the wife is a stay at home mom or not. It does not matter if she is working or not. She is valuable! She have to be insured.
After you see the video, you will understand how a stay at home wife need an insurance as well. It is because Teresa had an insurance, her husband can recuperate from his injury without worrying about the bills. The kids are able to continue their school and they are able to keep their home. She continue to keep watch over them even when she is no longer around.
Cheers! Have a great day.
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