When people are young and healthy, many do not want to try understand about insurance and they try to be ignorant. Those who understand do not want to buy because they think it is a waste of money. Many of them think that they do not need it since they feel that they are somewhat invincible. So when we try to advise and help them, they scold us.
On the other hand, many people want to get insurance but they cannot because they are not young anymore and they are not that healthy anymore. Ironically, these people are those people who are when they are young, they do not believe in insurance and they hate insurance agent for trying to advise them.
So we got people who are healthy BUT do not want to buy insurance.
Then we got people who are not healthy anymore BUT desperately want to buy insurance.
When we want to help, you refuse our help.
But now that it is too late and you cannot be help already, you ask for our help.
That is why I keep reminding people, insurance is just like a life boat. You get it when you don't need it. You buy your life boat before the ship goes out to the sea. So that when you are in the middle of the ocean and your ship start to sink, the life boat can instantly help you.
Many of you knows the importance of the life boat, but do not want to buy because you think the ship is unsinkable. But sorry to say, a ship can sink and that is a fact.
If you want to buy the life boat only when your ship is starting to sink, I know for sure that you cannot get it because you cannot buy a boat in the middle of the ocean. So you will just have to wait to drown yourself.
It's the same with insurance. Go and get it before you need it. Because when you need it, you may not be able to get it anymore.
If you understand this simple common sense, you know what to do.
God bless.
Cheers! Have a great day.
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