Win if I die

That is one of the objections why people don't buy LIFE insurance. They said that "I only win if I die, because when I die then the policy will pay out the money."

That's funny to me. Are you saying that you are not going to die? We all going to die, sooner or later.

Whether you have life insurance or not, we are going to die. But if you have life insurance, you know that your loved ones will be provided for. You know with insurance that you instantly prepared enough amount of money so that they can continue living.

It does not matter how much you have in the bank as of now, maybe you don't have much because you just started working. But insurance will immediately give your loved ones the pay out that they need if something happens to you.

More over, there are a lot of insurance plans now that comes with cash value, just like savings. So that when you die, there will be a payout. But if you still living, you can choose to surrender the plan and enjoy the cash value that have been accumulated over the years.

Life insurance payout is a matter of "when", not "if". You cannot say "if" I die, because it's just a matter of "when" we die.

Besides, if you are blessed with a long life until you are old age, are you going to complain that you haven't got the chance to use your life insurance yet? I hope not. I hope you be grateful.

To me, life insurance is a win-win tool to help people to be in a better financial position and to have a peace of mind.

Cheers! Have a great day.